When and how you can access EPF money before retirement without jeopardising your long-term retirement savings.
'Investing in these funds makes sense if their net yield over better-quality funds -- corporate bond funds or banking and PSU funds -- is meaningful.'
'Always keep accurate and transparent records of the source of the investment or property's funding: Loan agreements, transfer records of the property, and bank statements of co-owners if available.'
In a pump and dump operation, fraudsters artificially inflate the price of a stock by spreading misleading or false information, creating a frenzy among unsuspecting retail investors.
Is the latest mobile or car or a house the goal? If so, the savings and investments should be aimed at catering to it. The amount needed has to be worked out, and money needs to be saved, accordingly, suggests Sarbajeet K Sen.
New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.
Retirement-focused products that promise certainty can look attractive. The returns are guaranteed, and locking into a fixed rate feels reassuring at a time when deposit rates are declining.
'Maintain a balanced approach with a preference for short-to medium-duration funds.'
Issuers have allotted nearly four times as much to mutual funds (MFs) as they have to insurance companies in recent quarters. MFs invested Rs 21,976 crore as anchor investors in initial public offerings (IPOs) on a trailing four-quarter basis, according to data from Prime Database.
Carrying part of the money as currency and the rest in a travel card makes for a hassle-free holiday abroad at the least cost.
'Such stocks may be useful for aggressive portfolios, but should not be part of the core holdings.'
Meta has announced new anti-scam features and awareness initiatives, including safety tools and tips to protect users, particularly senior citizens from cyber fraud and online scams, as the social media giant stepped up efforts to help people stay safe online.
In an age where personal data is a valuable commodity, investing in cyber insurance is not just a prudent choice; it is becoming a necessity for individuals and families alike, says T A Ramalingam.
The biggest risk for investors isn't the market, but their own minds, biases and emotions often lead to poor financial choices.
Investors may wait for six months and then take another look at the stock.
Jacob Fugger could always add value for his customers. He made himself indispensable. That kept him in the game
'A staggered investment approach (using SIP or STP) can help investors benefit from this opportunity while reducing timing risk.'
Take control of your finances in 2025! Follow these five secrets to saving money.
'If all of us (all the 57 Shiv Sena MLAs) stand together we can change the dynamic. We are not afraid of anyone.'
'Begin with a small investment, observe performance, then scale up gradually.'
Young investors with a higher risk appetite are better off with a combination of term insurance and equity funds.
Police in Thane, Maharashtra, have arrested an actor for allegedly running a prostitution racket and forcing aspiring women actors into the trade. Two women active in TV serials and Bangla cinema were rescued.
Many buyers skip or misread critical provisions in builder-buyer agreements.
Bumrah, when quizzed about the repeated ball change, maintained a neutral tone on the matter.
Chauncey Billups, an NBA Hall of Fame player and head coach of the Portland Trail Blazers, and Terry Rozier, a guard with the Miami Heat, were among more than 30 people charged on Thursday.
The Lucknow police have uncovered a cheating racket that mimicked the style of exam fraud seen in the first Munnabhai film, where real candidates were replaced by professional impersonators to sit for competitive exams.
'Some part could be used for consumption purposes, and the rest could be used to meet important financial goals.' 'The split can be 30:70 to 50:50, depending on one's situation.'
'Reits are suitable for investors seeking regular income and real estate exposure without managing physical properties, especially NRIs and retirees.'
'First-time investors, busy professionals, NRIs and those with modest sums looking for curated strategies may find FoFs especially appealing.'
Investors should be mindful of the high volatility in cryptos: Bitcoin has fallen more than 80 per cent in past corrections.
Make children realise that money is earned through hard work and used to buy necessary things.
'Active funds have the ability to manage downside risk.'
'Long-short SIFs are designed for seasoned, high-risk, high-reward investors, who understand market volatility.'
With unlimited youthful energy, a capacity to earn more and wonderful years ahead of them, students definitely need to learn about handling money matters early in life. Here's a good starting point
One of the most exploited provisions is Section 10(13A), which permits exemption on HRA.
These plans are suited for individuals and families with regular OPD needs -- those managing chronic illnesses and families with young children or elderly members.
SOFs can be a diversification tool for investors seeking alternatives to conventional large, mid, or smallcap portfolios.
Whenever possible, the karta or head of the family should openly discuss the future distribution of movable and immovable property with all legal heirs.
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